27 Etiquette Rules For Our Times | Forbes

“It is impossible to overlook the extent to which civilization is built upon a renunciation of instinct,” Sigmund Freud said.

There’s always a tension between how much we should follow our instincts and how much we should yield to social conventions. But at times like ours, the tendency is to tilt too far toward our instincts, since the conventions are changing fast and there’s no consensus about them anyway. There’s a risk in that. You don’t know whom you might be offending or how you might be sabotaging your own success.

The original etiquette manuals of Western civilization were in fact success manuals. As author Steven Pinker notes, they taught knights and nobles how to conduct themselves in the court of the king—which is where we get the concepts of “courtly” and “courtesy.”

I asked some tasteful and civilized friends and colleagues what an updated manual for 2014 would look like. Here are 27 rules to help you, whether at an office lunch, the company gym or the birthday party of your child’s schoolmate.

You’ll notice a common denominator in all of them: Think about other people’s feelings first because it’s not all about maximizing your personal convenience.

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PayPal’s Mobile Credit Card Reader: What You Need to Know | Businessnewsdaily.com

PayPal is best known for its payment-processing solutions for online merchants and shoppers. But did you know that the company also has a processing solution for in-store and mobile merchants?

Introduced in 2012, PayPal Here is a credit card reader and accompanying app that allows businesses and individuals to accept a wide range of payments — from credit cards to checks— on iOS and Android devices.

Here’s a breakdown of what reviewers are saying about Paypal Here.

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KnowRoaming Helps Save The Overseas Roaming Bill | CoolBusinessideas.com

What’s most interesting about KnowRoaming’s offering is the SIM “sticker” concept. Your starter kit includes a sticker and an applicator, which you use to literally stick KnowRoaming’s device directly on top of the SIM that came with your phone. The sticker is incredibly thin — it’s designed to permanently sit atop your existing card, with enough clearance to fit into your phone. Of course, as with any fresh-off-the-line product, I experienced some hiccups (folded or bunched-up stickers) when trying to squeeze prototype stickers into certain smartphones (more on that below), but once you’ve successfully installed the device in your phone, you’re good to go.

KnowRoaming is designed to minimize hassle when it’s time to switch networks. While you’re in your home country, the sticker sits dormant. It’s more or less invisible to your phone, and all calls and data will be handled exclusively by your original SIM. When you leave the country, though, the device should switch to the new network automatically. You’ll receive a text message detailing local rates; your incoming calls will be forwarded to your roaming number (outgoing calls appear with your home number); and after you add “knowroaming” as your APN, you’ll be ready to surf at 3G speeds anywhere you go.

via CoolBusinessIdeas.com | KnowRoaming Helps Save The Overseas Roaming Bill.

9 Critical Mistakes That Can Kill Most Startup Businesses | Allbusiness.com

While many startup businesses are filled with bright-eyed company evangelicals, the reality is that the odds are against you. Harvard Business School researcher Shikhar Ghosh found that 75 percent of all startups fail, which means that new companies have to rise up with caution if they plan to survive the first few years. This translates to running on a budget even when your productivity and sales are booming, ignoring deadly business fads, and taking fewer risks.

These dire statistics shouldn’t scare entrepreneurs away from new business ventures, but they should help us rethink our current approach to startup management. With new tech companies blossoming and wilting in cities like San Francisco, Seattle, and Cambridge, it’s easy for startup founders to get discouraged. Take a look at these massive mistakes new companies make and learn to avoid them early.

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Remember, Persistence Pays Off. Stay Motivated With These 5 Tips. | Entrepreneur.com

The most important goals you set for yourself will take time to achieve. That’s a fact.

At some point, though, I can pretty much guarantee that you’re going to feel frustrated things aren’t moving faster. But, the truth is, hurrying won’t help you. It can be hard to stay motivated when times are tough. You may even feel like you want to quit. But if you are patient, your persistence will pay off.

Here are five tips I use to remind myself of the big picture — and to not give up too easily.

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8 Exciting Things Happening Right Now in Social Media | Allbusiness.com

March 2014 has proven to be another busy month for the world of social media. Whilst there hasn’t been a specific event to dominate headlines, several stories emerged which hint at the future of the industry. The implications for the business world are intriguing, and suggest creativity, and a degree of restraint, may form marketing campaigns of the future. What’s clear from certain stories is many businesses are attempting to quell growing fears of privacy concerns. For companies who rely heavily on online interaction, it’s a crucial stage to maintain customer faith.

Here are eight of the most intriguing moments, and how they could shape the future of the business world.

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5 Tips for Accepting Card-Not-Present Payments | Businessnewsdaily.com

Does your business accept credit card payments online? Doing so is a great way for small businesses to simplify sales in addition to or instead of face-to-face transactions.

Even though the customer isn’t standing in front of you, you’re still required to protect his or her credit information, says the PCI Data Security Standard (PCI DSS).  It’s also important to safeguard your own business against security risks: When it comes to accepting online credit card payments, fraud is on the rise. According to the 2013 LexisNexis True Cost of Fraud Study, merchants who accept online payments attributed 42 percent of fraudulent transactions to the online channel this year, compared with 31 percent in 2012.

via 5 Tips for Accepting Card-Not-Present Payments.

5 Mistakes You Can’t Afford to Make When Buying a Car | Gen X Finance

Cars Are Great, But They Can Erode Your Wealth

For many of us, a car is a necessity. With our sprawling cities and an often lacking mass-transit system, unless you live in the heart of a relatively large city, you need a vehicle. While important, a vehicle is also one of the biggest wealth destroyers out there today, cars carry a lot of expenses. Just look around. What are people driving, and how much are they spending? It isn’t uncommon to see multi-car households with over $100,000 worth of vehicles parked in their garage. And they are rapidly depreciating assets on top of that! Cars can quickly eat away at your hard earned money and keep you from your goals of retirement or becoming a millionaire.

So, even though vehicles play an important role in many of our lives, and we need something comfortable and reliable, there are a few major mistakes you need to avoid when you’re buying a car. Just one relatively minor mistake can cost you thousands and put your other financial goals in jeopardy.

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  Are You Using Marketing to Sabotage Your Business Success? 3 Danger Signs | Getentrepreneurial.com

Here’s the sneaky thing about mental blocks — they usually make their presence known through sabotage (your business, your relationships, your life, etc.) rather than let you know through more civilized means.

Wouldn’t it be so much nicer if they simply tapped you on the shoulder and said “hey — this is an issue for you, maybe you should take care of it?”

Alas, they prefer to communicate with you by wreaking havoc in your business and your life.

And, when it comes to your business, one of their favorite ways of messing with you is through marketing.

So, how do you know if this is something you’re doing? Below are the 3 Danger Signs:

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