Author Archives: lmehit

World of Spycraft: NSA and CIA Spied in Online Games | ProPublica

rt_worldofwarcraft_630x420_131114Not limiting their activities to the earthly realm, American and British spies have infiltrated the fantasy worlds of World of Warcraft and Second Life, conducting surveillance and scooping up data in the online games played by millions of people across the globe, according to newly disclosed classified documents.

Fearing that terrorist or criminal networks could use the games to communicate secretly, move money or plot attacks, the documents show, intelligence operatives have entered terrain populated by digital avatars that include elves, gnomes and supermodels.

Read More

Best Careers For Every Personality Type | Business Insider

imagesEver wonder why you’ve always been drawn to the idea of becoming a veterinarian or microbiologist? Or why you’re convinced you’d be happy as a landscape architect or teacher?

Your personality type has a lot to do with why you fancy some jobs over others. And that’s why understanding your personality type could be a key factor in finding the career that makes you happy.

Read More – See Infographic.

3 Who Bounced Back From Bankruptcy To Millionaires | Creditcards.com

Bouncing back after a bankruptcy may not be easy but it can be done. The most prosperous of the rebounders analyze their past shortcomings, chart a better route, then march full force into the future.

In 2013, more than 750,000 households legally escaped their financial obligations by filing Chapter 7 bankruptcy. The sense of relief that comes with unloading debt obligations is often tempered by feelings of failure. It doesn’t have to be the end of the line, though. For some, discharging debt was not the final destination, but a launching pad to a greater and more secure economic future.

Like Henry Ford and Donald Trump, the typical profile of those who bounce high after a trip to bankruptcy court is a resilient risk-taker who learns from the past. Here are just a few people who transitioned from the depths of economic despair to a soaring net worth. Everyone can learn a thing or two from their pre- and post-Chapter 7 experiences, they say — as do the experts who help the insolvent rise and shine.

Read More.

Pagan Roots? 5 Surprising Facts About Christmas | Live Science

Large_Transparent_Christmas_Tree_with_Star_ClipartWhen you gather around the Christmas tree or stuff goodies into a stocking, you’re taking part in traditions that stretch back thousands of years — long before Christianity entered the mix.

Pagan, or non-Christian, traditions show up in this beloved winter holiday, a consequence of early church leaders melding Jesus’ nativity celebration with pre-existing midwinter festivals. Since then, Christmas traditions have warped over time, arriving at their current state a little more than a century ago.

Read on for some of the surprising origins of Christmas cheer, and find out why Christmas was once banned in New England

Read More.

Mobile App Usage Increases In 2014, As Mobile Web Surfing Declines | TechCrunch

New data from app analytics provider Flurry released today states that native app usage on smartphones is continuing to grow at the expense of the mobile web. The company claims that users are now spending 2 hours and 42 minutes per day on mobile devices as of March 2014, up from 2 hours, 38 minutes as of a year ago. Meanwhile, mobile app usage accounts for 2 hours and 19 minutes of that time spent, while mobile web usage has dropped from 20% of the U.S. consumer’s time in 2013 to just 14% – or 22 minutes per day – as of last month. Says Flurry CEO Simon Khalaf, the changes indicate that the mobile browser has become just “a single application swimming in a sea of apps.”

Read More.

Why Every Great Leader Should Study Philosophy | Page19

In the boardroom, announcing your degree in philosophy is a lot like admitting to a history of animal cruelty in a therapist’s office: a sure sign of madness.

For philosophy scholars, the incredulous questions start early: “How will you ever get a job?” your parents might have asked. “What can you even do with a philosophy degree?” At first glance, it might seem impractical to study the great thinkers – after all, it isn’t every day that one has the burning need to apply Heidegger’s theories or ponder Derrida. But there’s one important thing that a rigorous study of philosophy trains like nothing else can: leadership.

Read More.

Small Volcanic Eruptions Slow Global Warming | livescience.com

Small volcanic eruptions account for part of the global warming slowdown since 2000, a new study suggests. Until now, the climate impacts of small volcanic blasts were overlooked because their planet-cooling particles cluster below the reach of satellites, scientists reported Oct. 31 in the journal Geophysical Research Letters. It turns out, satellites were missing about 30 percent of these particles, called aerosols, the study found

Read More.

Six banks fined £2.6bn by regulators over forex failings|BBC

Six banks have been collectively fined £2.6bn by UK and US regulators over their traders’ attempted manipulation of foreign exchange rates.

HSBC, Royal Bank of Scotland, Swiss bank UBS and US banks JP Morgan Chase, Citibank and Bank of America have all been fined.

A separate probe into Barclays is continuing.

The fines were issued by the UK’s Financial Conduct Authority FCA and two US regulators.

The country’s Commodity Futures Trading Commission CFTC issued fines of $1.4bn to five banks, while the Office of the Comptroller of the Currency OCC added $950m in further fines to three lenders.

Separately, the Swiss regulator, FINMA, has penalised UBS 134m Swiss francs.

Barclays, which had been expected to announce a similar deal to the other banks, said it would not be settling at this time. “After discussions with other regulators and authorities, we have concluded that it is in the interests of the company to seek a more general coordinated settlement,” it said in a statement.

Forex failings “let down public trust”FCA boss Martin Wheatley told the BBC: “This isn’t the end of the story.””The individuals themselves will face the consequences,” he said.

Read More.

Whole Foods Is Losing Its ‘Whole Paycheck’ Reputation | time.com/money

Whole Foods is winning over customers based on the pitch that high food standards don’t necessarily have to come with high price tags.

In Whole Foods’ fourth-quarter results released on Wednesday, investors found out that total sales increased 9% year over year, while comparable-store sales inched up 3.1%—”in line with its expectations, but marking its worst growth rate in over four years,” the Wall Street Journal noted.

Nonetheless, investors were plenty pleased with the direction the company is going, sending Whole Foods shares up more than 10% early Thursday.

Investments aside, what’s most interesting for everyday shoppers about the results—and about Whole Foods’ plans going forward—is that the supermarket often dubbed “Whole Paycheck” for its high-end and high-priced selection is experiencing success in a broad initiative to lower prices.

Read More.

Managing Your Personal Finances As An Entrepreneur: 14 Tips | Inc.com

There’s no doubt about it that being a successful entrepreneur requires a lot of expertise in a lot of different areas. Arguably one of the most important aspects to becoming a successful business owner is having your finances in order; after all, with no money, you’ve got no business. So, to help aspiring entrepreneurs take their next step towards building their empire, we’ve asked 16 expert entrepreneurs for their best piece of advice for managing your personal finances. Here’s what they had to say:

1. Diversify!”Diversify. Diversify. Diversify. I know that’s canned advice you would hear from almost every other “financial expert,” but it rings especially true for entrepreneurs. Here’s something you might not want to admit to yourself: your entrepreneurial venture has a greater chance of failing than succeeding gasp!. By diversifying and placing funds into another side business, alternate investments, or just setting aside cash, you will give yourself breathing room in the event that you have to call it quits or need to pivot to another business. In my own experience, I have been able to diversify into other ventures that operate independently of each other and that has led to constant growth and more exciting opportunities.”–Jeff Rose, GoodFinancialCents.com

2. Plan For Inevitable Rainy Days Or Months

Read More.