Buy now, pay later is a huge hit with shoppers. Just how dangerous is it? | CNN

Lissette Monzon still feels a little guilty about a “crazy” purchase she made three years ago.

Monzon, 54, a high school English teacher in Florida, bought a $700 pair of Valentino boots in October 2018. Actress Blake Lively had been photographed wearing the mauve-colored footwear in Paris. Monzon saw the picture and fell in love.

“It was a lot of money for me, and I paid them off little by little,” she told CNN Business.

Monzon paid using Klarna, one of the several booming buy now, pay later services that let shoppers purchase products and pay in installments, often without incurring interest. Though Monzon had no trouble making her six repayments, the spending was out of character.

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79% of Consumers Say They’re Comfortable Shopping In Stores | Small Business Trends

Some 79% of consumers say they’re comfortable shopping in stores this holiday season according to a survey by Square and Wakefield Research. A further 40% of consumers say they will at least do half of their shopping in-store.

The findings of the survey dispel fears by retailers that this holiday season will see a drop in in-store purchases. This as 56% of retailers are expecting many consumers to not shop in-store at all. More importantly, 52% of those surveyed are more likely to support small and local businesses this holiday season than the past year.

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The Best Deal Sites Can Save You up to 95% | lifefactopia

Everyone loves the idea of the killer deals that days like Cyber Monday and Black Friday bring, but they often come at a price. Either you find yourself waking up super early to secure the best deal, or the savings are to be had on specific products that don’t interest you. Worst of all, nobody wants to stand in line for hours only to find out the deal is no longer available.

What you’ll also discover during the season is that not all deals are created equal – some sites offer bigger discounts on better products than others. Some offer up to 95% off brand new popular gadgets like an iPad whereas others offer up to 50% off a Jelly-of-the-Month membership!

Savvy deal seekers spend hours each year discovering which sites have the best deals listed, and what online retailers are willing to offer insane deals.  You’ll be surprised that you might not have heard of these sites.

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