A Smart Way to Take Credit Card Payments | AllBusiness.com

Interchange fees. If you’re a small merchant, you know how irritating they are, because you have to hand the bank a piece of the transaction each time a customer pays with a credit card. The fees average around $2 on a $100 transaction, and they really pile up. Interchange fees are the second-highest expense for most small merchants, after labor costs.

But like a lot of other annoyances in life — mortality, taxes, etc. — exorbitant interchange fees (and the hidden charges that often go with them) are unavoidable. At least, they have been until now. Recently, a disruptive little device that plugs in to a smartphone or tablet has made it easy for merchants to swipe customer credit cards without paying through the nose for the privilege.

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Online tool connects businesses with experts for one-off advice | Springwise.com

Connecting those with skills and those who need them is a perennial challenge in the labor marketplace, and there seem to be virtually infinite ways to make that happen. Just a few days ago we featured Beyond the School Run, which focuses on career opportunities during school hours, and since then we’ve come across KnowHowMart, an online tool now in beta that’s focused on helping skilled professionals sell their expertise to companies that need one-off advice.

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Pentagon’s New Factory: Your DNA | Wired.com

The fields of bioengineering and synthetic biology have already produced some useful, scary and flat-out bizarre entities. Besides renewable petroleum or steel strong spider silk, there are all sorts of potential therapeutic, industrial and agricultural purposes for reorganized DNA.

But DARPA thinks progress is too slow. Previous projects (it calls them “primitive”) are ad hoc and labor intensive, chugging along by trial and error in secretive silos. Hence we are “limited to producing only a small fraction of the vast number of possible chemicals, materials and living systems that would be enabled by the ability to truly engineer biology.”

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Free cash for your business? | money.cnn.com

When hunting for cash, desperate small business owners may find themselves sucked into buying books and software packages promising “Billions in Free Grants!” from Web sites with names like NeverPayItBack.com, or hiring consultants who promise to find them gads of money. All they’re likely to get, though, are empty promises.

Grants are rare, but the information you need to find and apply for legitimate ones is publicly available and free. For qualifying businesses, there really are opportunities to land free money from state, county and city governments, as well as private foundations and corporations.

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