Buy now, pay later is a huge hit with shoppers. Just how dangerous is it? | CNN

December 24, 2021December 23, 2021 ~ knjohn ~ Leave a comment

Lissette Monzon still feels a little guilty about a “crazy” purchase she made three years ago.

Monzon, 54, a high school English teacher in Florida, bought a $700 pair of Valentino boots in October 2018. Actress Blake Lively had been photographed wearing the mauve-colored footwear in Paris. Monzon saw the picture and fell in love.

“It was a lot of money for me, and I paid them off little by little,” she told CNN Business.

Monzon paid using Klarna, one of the several booming buy now, pay later services that let shoppers purchase products and pay in installments, often without incurring interest. Though Monzon had no trouble making her six repayments, the spending was out of character.

Not All Companies Want to Hire From Within | businessnewsdaily.com

December 24, 2021December 23, 2021 ~ knjohn ~ Leave a comment

While some companies prefer internal hires, the majority don’t necessarily favor existing talent for open positions, according to American Management Association.

The most crucial factor when a company is hiring is whether the employee is suitable for that role. Having an incompetent staff will be very expensive for the company.
It is relatively cheap to hire internally.
Internal staff do not necessarily have to be competent. They have to prove the qualifications for the post.

It’s no secret that some employers have a strong preference for hiring from within. In the world’s top organizations, it’s nearly impossible to even land an interview, let alone a job, unless you’re already involved in the company in some way. But are outside job seekers forever doomed to lose out to existing talent? Probably not.

9 Simple Exercises To Fix Your Bad Neck Posture | Life Hack

December 23, 2021December 22, 2021 ~ knjohn ~ Leave a comment

Poor neck posture can put a lot of strain on the muscles, ligaments, and joints of your neck, causing some kind of discomfort that is vaguely described as Tension Neck Syndrome. Quite common, this is usually a dull pain felt around where the neck and the shoulders meet, around the arm.

Sometimes, it also presents other symptoms, such as tension headaches and anxiety. Are you experiencing any of these? Then you might be suffering from the effects of bad neck posture. Below are nine simple exercises that should help you fix your bad neck posture and offer quick relief.

WHO Director: Booster Shot Programs ‘Will Likely Prolong The Pandemic’ | Forbes

December 23, 2021December 22, 2021 ~ knjohn ~ Leave a comment

The director of the World Health Organization (WHO) warned Wednesday that “blanket” vaccine booster shot programs could “prolong” the pandemic, as the United States urged citizens to get their third shots and Israel introduced a fourth dose.

WHO Director-General Tedros Adhanom Ghebreyesus said booster shot programs could extend the pandemic by “diverting supply to countries that already have high levels of vaccination coverage,” allowing the coronavirus to spread and possibly mutate in countries where few citizens are vaccinated, according to CNBC.

New Legislation Would Streamline EIDL Small Business Loan Application Process | Small Business Trends

December 22, 2021December 21, 2021 ~ knjohn ~ Leave a comment

The Streamlining EIDL Act is a bipartisan bill introduced in the U.S. Senate to improve the application process of the Economic Injury Disaster Loan (EIDL) as well as combat fraud in the program. The goal is to simplify the process so small businesses can quickly and effectively get answers to their applications.

New Legislation Would Streamline EIDL Small Business Loan Application Process

The need to come up with such a bill speaks to the level of bureaucracy that exists when small business owners fill out their EDIL applications. According to Senator Jim Risch (R-Idaho), small businesses in his state are struggling to get the answers they need on their EIDL applications from the SBA.

Apple’s AirTags Are Being Abused by Car Thieves, Stalkers | Digital Trends

December 21, 2021December 20, 2021 ~ knjohn ~ Leave a comment

Apple’s AirTags‘ potential as stalker tools have been taken full advantage of, based on stories that emerged over the past week. The reports come shortly after the company rolled out an Android app that allows users to detect unknown AirTags on their person.

Two such stories involve a man and a woman, both of whom reported AirTag trackers being detected on their cars. In the case of the former, it was likely done by car thieves in an attempt to steal the man’s Dodge Charger. According to the report from Fox 2 Detroit, this was just one of many cases in the past few months. The other report comes from a woman who discovered AirTags attached to the front wheel of her car after a night spent in a bar.

The 5 Most Valuable Advantages of Using Mobile Forms | The Startup Magazine

December 21, 2021December 20, 2021 ~ knjohn ~ Leave a comment

For a variety of reasons, people transition from paper forms to mobile forms. These include boosting productivity and reducing operational costs.

In today’s business world, digital forms on smartphones and tablets are no longer a fad, they’re the norm. It’s a race against the clock for companies that are still utilizing paper forms to keep up with their mobile-savvy rivals.

Benefits of Using a Mobile Form

SPEED

Even though the information was scarce yesterday, we’re getting there. Field workers’ ability to capture data on mobile devices and send it instantly with a button click is game-changing. Workers must return their paper forms for transcription and filing to the office instead of utilizing a fax machine on the working site, and they must find these forms again in the event of an audit. By using a mobile form app, out-of-the-the-field workers can submit forms to a back-office or digital storage location with a single button press.

Meet the Philadelphia Sustainable Fashion Maker That Recruits From Halfway Houses and Prisons | Inc.com

December 20, 2021December 19, 2021 ~ knjohn ~ Leave a comment

Kimberly McGlonn knows the power of a good story.

In July, the education PhD and English teacher-turned-entrepreneur won first prize in the Small Biz Challenge, hosted by Inc. and the UPS Store. In doing so, she secured $25,000 for her company, Grant Blvd, a Philadelphia-based sustainable apparel startup that makes and sells upcycled clothing and accessories. And what set her apart in the competition was universal–deft improvisational skills and fluency with her business and its mission.

“It’s about owning your ‘why’ and using your business to align with your life and your sense of purpose,” McGlonn says. “Not only will you attract people who respect what you’re aspiring to build, but you’ll attract loyal customers as well.”

This Week in Apps: Apple’s App Privacy Report arrives, Google details Android 12 Go edition, Instagram tops 2B users | TechCrunch

December 20, 2021December 19, 2021 ~ knjohn ~ Leave a comment

Welcome back to This Week in Apps, the weekly TechCrunch series that recaps the latest in mobile OS news, mobile applications and the overall app economy.

The app industry continues to grow, with a record number of downloads and consumer spending across both the iOS and Google Play stores combined in 2021, according to the latest year-end reports. App Annie said global spending across iOS and Google Play is up to $135 billion in 2021, and that figure will likely be higher when its annual report, including third-party app stores in China, is released next year. Consumers also downloaded 10 billion more apps this year than in 2020, reaching nearly 140 billion in new installs, it found.