The FDCPA is a federal law that protects consumers from predatory debt collection activities.
- The FDCPA is a federal law that governs third-party debt collectors’ interactions with debtors. It generally protects consumers only, not businesses or corporations.
- The FDCPA applies to most third-party debt collectors but not the company that is seeking debt repayment.
- The FDCPA mandates that third-party debt collectors do not lie, call the debtor outside of certain times and at certain locations, or threaten debtors.
- This article is for business debtors who want to know what their rights are during collections and business creditors who want to be aware of the law as they try to collect on past-due accounts.
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