Traveling Without Being Groped – One Man’s Journey | SHTF Plan

“Since you are actual police officers and not simply TSA, I am sure you have had much more training on my rights as a U.S. citizen, so you understand what is at stake here. So, am I free to go? Or am I being detained?”

Young Cop answers, “You aren’t being detained, but you can’t go through there.”

“Isn’t that what detaining is? Preventing me from leaving?”

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PAY ATTENTION YOUR LIFE IS ABOUT TO CHANGE

The California Air Resources Board is about to finalize it’s AB32 Global Warming Final Solutions Act regulations. Some have stated that it will have big impacts on average people. Gasoline, for example, will certainly rise to over $4/gallon and could, over time, be double that.

Cost impacts on consumers would result from changes in energy prices. Households and small businesses that consume less energy (directly by reducing their consumption of energy or indirectly by utilizing goods and services that are produced using less energy) will be less affected by higher prices than those that consume more energy. Incentive programs available to small businesses and consumers will provide access to funds for investing in energy efficient technologies, which includes low interest loans, rebates and credits. Energy savings from efficiency improvements are likely to partially offset or fully mitigate the impact of any increase in electricity prices and could mean decreased energy bills. Most California businesses will likely pass along the cost increases to consumers in the form of slightly higher prices for their products or services.

Emphasis added. The link below will take you to a summary of the law. The public comment period ends December 16th, 2010.

Read Cap and Trade Regulation Summary.

What Brian and Ilsa Said To Their Bank: “Show Me The Note” | Zero Hedge

Rat Bastard!

On Thursday, when they spoke, the bank executive was sweetness and light—she told them that Ilsa and Brian qualified for HAMP, that they would get refinanced, that they would not have to pay the difference in mortgage of the last three months—“Your lower mortgage rate is locked in!”

And as to the $84 penalty fee, which had driven Brian in particular up the wall: It was waived.

Ilsa told me, “It was the nicest conversation we’ve ever had with a bank executive.”

The executive promised to have the papers drawn up, ready to be signed before November 1.

That’s right: November first. After dicking them around for months on end, Wells Fargo all of a sudden went from turtle-speed to light-speed—to warp-speed—boom!—just like that. They didn’t even engage thrusters, Captain—it was warp drive the instant Brian e-mailed that threat.

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SBA Loan Guarantees – New Equity Injection Rule

With the release of the SOP 50 10 5(C), which goes into effect on October 1, 2010, the SBA has revised the SOP to provide a specific list of documents required to be obtained by a Lender as adequate proof of equity injection. The requirements to document a cash equity injection are as follows:

1. A copy of a check or wire transfer along with evidence that the check or wire was processed showing the funds were moved into the borrower’s account or escrow;

2. A copy of the statements of account for the account from which the funds are being withdrawn for each of the two most recent months prior to disbursement showing that the funds were available; and

3. A subsequent statement of the borrower’s account showing that the funds were deposited or a copy of an escrow settlement statement showing the use of the cash.
Continue reading “SBA Loan Guarantees – New Equity Injection Rule”