Three Credit Mistakes That Will Lower Your Credit Scores|creditcardinsider

When it comes to the world of credit reporting and scoring, misinformation and myths abound. You will find many self-proclaimed “experts” or “gurus” laugh out loud who are all too quick to give consumers advice regarding how to improve credit scores. Even your cousin, your parent, your banker, or your Realtor may think that they have great credit advice to give you.

While your loved ones and even some of the “experts” may have good intentions at heart, you should be very careful before blindly following advice about how to improve credit scores. Following the wrong advice could damage your credit scores and might cost you a lot of money in the long run. Controlling your credit scores isnt like making a pizza, where even if you do it wrong it still tastes decent.

Here are a few of the most popular credit myths which, if followed, could have very negative consequences for your credit scores:

Read More.

Score Free Stuff On Your Birthday | genxfinance

Happy Birthday!  Yes, we all hear this on our own special day but how many of us really indulge because of the occasion?  What if I told you that you could score all sorts of free stuff on your birthday just by signing up for mailing lists online?

Yes, you heard that right!  You can celebrate your birthday in style without spending a dime. From food, to coupons to your favorite retailers, you get all kinds of fun things on your special day

Read More.

How Your Language Affects Your Wealth and Health | Scientific American

Does the language we speak determine how healthy and rich we will be? New research by Keith Chen of Yale Business School suggests so. The structure of languages affects our judgments and decisions about the future and this might have dramatic long-term consequences.

There has been a lot of research into how we deal with the future. For example, the famous marshmallow studies of Walter Mischel and colleagues showed that being able to resist temptation is predictive of future success. Four-year-old kids were given a marshmallow and were told that if they do not eat that marshmallow and wait for the experimenter to come back, they will get two marshmallows instead of one. Follow-up studies showed that the kids who were able to wait for the bigger future reward became more successful young adults.

Resisting our impulses for immediate pleasure is often the only way to attain the outcomes that are important to us. We want to keep a slim figure but we also want that last slice of pizza. We want a comfortable retirement, but we also want to drive that dazzling car, go on that dream vacation, or get those gorgeous shoes. Some people are better at delaying gratification than others. Those people have a better chance of accumulating wealth and keeping a healthy life style. They are less likely to be impulse buyers or smokers, or to engage in unsafe sex.

Read More.

31 Twitter Tips for Business | Forbes

For years I have wondered what the value of Twitter is for sales and business. Everyone knows the indisputable value of LinkedIn for B2B sales, marketing, B2B prospecting, and entrepreneurs in general. But Twitter is finally gaining traction in B2B.This article shares some of the latest Twitter strategies, tactics, tools, and best practices.

Read Article.

Veterans on the front lines of small business | CNNMoney

When I left the Navy in 2000, I noticed veterans weren’t marketed in the best way and were often thought of as being was worse off because of their service.

In 2002, we launched Victory Media to change that perception. The company started by connecting the military and civilians through G.I. Jobs, which helps businesses promote themselves to veterans looking for work. Until then, there weren’t many resources to help veterans transition to the civilian workforce.

Read More.

Google Looking to Build Self-Driving Car All by Itself | GreenPacks

Looks like Google is moving on with its self-driving automobile concept. A recent report has suggested that the Mountain View company has finally decided to make its self-driving cars by itself.

You might remember recent rumors that suggested that the tech giant was in talks with many major automakers regarding the possibilities of self-driving cars. But Google failed in this attempt, as almost every carmaker rejected the idea.

Read More.

10 Remarkable Posthumously Published Novels|mashable

If the reports are true, and J.D. Salinger’s estate is set to release five never-before-seen novels by the famously reclusive author, the literary world may be set to receive its biggest posthumous bounty since Emily Dickinson’s sister happened upon that trunk full of poems. As many have long suspected, Salinger may soon join the long, illustrious line of novelists’ whose work continues to emerge long after they depart this world.

Here are 10 of the most remarkable posthumously published novels in history:

Read More.

Lead Generation Mistakes and How to Avoid Them | AllBusiness

Good content marketing starts with good lead generation. You’ve probably heard something like this before. But what is lead generation in the first place?

Lead generation is the act of collecting a list of names and contact information of people who will play a critical role in your content marketing strategy. These are the people that your search engine optimization SEO team will forge relationships with to promote your products.

Lead generation is usually the first step in any comprehensive SEO strategy. Establishing contacts will get the ball rolling in your campaign, allowing you to reach a targeted audience that will be more receptive to your business.

This is why it is incredibly important that you are able to conduct lead generation early on, and do it the right way. What are some of the pitfalls to avoid? Let’s take a look at some of them.

Read More.

How to Keep the NSA Out of Your Computer | Mother Jones

JOSEPH BONICIOLI mostly uses the same internet you and I do. He pays a service provider a monthly fee to get him online. But to talk to his friends and neighbors in Athens, Greece, he’s also got something much weirder and more interesting: a private, parallel internet.

He and his fellow Athenians built it. They did so by linking up a set of rooftop wifi antennas to create a “mesh,” a sort of bucket brigade that can pass along data and signals. It’s actually faster than the Net we pay for: Data travels through the mesh at no less than 14 megabits a second, and up to 150 Mbs a second, about 30 times faster than the commercial pipeline I get at home. Bonicioli and the others can send messages, video chat, and trade huge files without ever appearing on the regular internet. And it’s a pretty big group of people: Their Athens Wireless Metropolitan Network has more than 1,000 members, from Athens proper to nearby islands. Anyone can join for free by installing some equipment. “It’s like a whole other web,” Bonicioli told me recently. “It’s our network, but it’s also a playground.”

Read More.