Tag Archives: insurance company

Nine Signs It’s Time to Drop Your Insurance Company | The Simple Dollar

While it’s far easier to simply renew an insurance policy year after to year rather than shop around for a new provider, it should go without saying that inertia can be costly.

Most industry experts suggest obtaining quotes from competitors every six months to one year, because the reality is that many insurance companies change their rates regularly and doing a little bit of research can save you quite a bit of money.

Cutting costs however, isn’t the only reason to leave one insurance company behind for another. We asked insurance industry experts to share some of the top signs it may be time to part ways with your insurance provider, whether it’s life insurance, home insurance, car insurance, or any other type of policy. Here are some reasons to cut ties.

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Everyone’s a Freelancer Now at Least for Health Care Benefits | Businessweek

For much of its existence, the Freelancers Union’s reason for being was to get workers who weren’t in full-time jobs access to health insurance. In 2001, the Brooklyn-based nonprofit started brokering group-rate health coverage to its membership of graphic designers, strategy consultants, and others who work job-to-job. Later, it launched its own insurance company that would sell you coverage if you could prove that you made your income from contract work.

Now the group is trading in its insurance business to provide medical care directly. The 25,000 members in New York covered by Freelancers Insurance Co. will in 2014 be rolled into plans provided by Empire BlueCross BlueShield. Freelancers Union will open 15 primary care clinics around the country in the next five years, says Sara Horowitz, the group’s executive director. It already has two clinics in New York, where workers who buy plans from its insurance arm get primary care with no co-pays and with access to other services. Tai chi classes, anyone?

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