Clover vs Square: A Thorough Comparison for 2026 | Business

There’s no such thing as making it “too easy” to accept credit cards and other customer payments. That’s why choosing the best credit card processor is crucial to running a business. Clover and Square are top-notch payment processors with competitive rates and a range of features that will appeal to various businesses’ needs. Both companies provide essential functions, like merchant cash advances and customer management functionality. However, each company has specific advantages that cater to some businesses better than others. We’ll compare the offerings from Clover and Square to help you choose the best credit card processor for your organization.

Who is Clover For?

Clover is an excellent credit card processor for new businesses and any small business that wants a one-stop shop for payment processing and point-of-sale (POS) system functionality. The company provides hardware that’s compliant with industry security standards and software designed to help businesses with payment processing.

We appreciate that Clover delivers fast payment processing speeds, an intuitive user interface and easy implementation. You can accept credit cards and digital payments, handle product returns, manage inventory, facilitate tipping, create customer loyalty programs and generate insightful reports.

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