Managing cash flow is a challenge that many small business owners don’t realize can make or break a business, but streamlining the process is easier than you might think.

“Many great operators who understand their industry and how to deliver for the customers don’t have an understanding of what it takes to grow, maintain or create efficiencies in their operating cycle to empower their business,” said Quincy Miller, executive vice president and head of business and commercial enterprise banking sales at RBS Citizens Financial Group.

“Companies that have accelerated their receivables, streamlined their banking operations and established more-advantageous payment terms and processes with their vendors, suppliers and customers have a definite competitive advantage in today’s marketplace, no matter their business,” Miller said.

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