Vermont has issued plates such as CARP DM, PEACE2U, LIVFREE, and BPOSTIV, among others – provided the philosophies, beliefs, and values express a secular perspective. Those who wish to express a personal philosophy, belief, or value that reflects, even only subjectively, a religious view – e.g., PRAY, ONEGOD, SEEKGOD – have been prohibited from doing so.
HR 5297 passed the Senate last week. It will rush through the house and likely be signed into law by President Obama as early as Friday of this week. This bill will have a huge impact on business. Here, courtesy of Jack Kykendahl and Tom Yuhas is a quick run down of the bill:
Continue reading “Small Business Bill HR 5297 | An Overview”
Our friend and client, quoted in Bloomberg Businessweek:
Jim Heitman, an independent, fee-only financial adviser in Alta Loma, Calif., has seen a big jump in client interest in reverse mortgages in recent years. “When I introduce the topic, I need to do a lot less educating as to what that is than I used to,” he says.
This is Johnny Carson and Betty White as Adam and Eve.
Even though it was done in the seventies, it may not be safe for work.
Be advised.
With the release of the SOP 50 10 5(C), which goes into effect on October 1, 2010, the SBA has revised the SOP to provide a specific list of documents required to be obtained by a Lender as adequate proof of equity injection. The requirements to document a cash equity injection are as follows:
1. A copy of a check or wire transfer along with evidence that the check or wire was processed showing the funds were moved into the borrower’s account or escrow;
2. A copy of the statements of account for the account from which the funds are being withdrawn for each of the two most recent months prior to disbursement showing that the funds were available; and
3. A subsequent statement of the borrower’s account showing that the funds were deposited or a copy of an escrow settlement statement showing the use of the cash.
Continue reading “SBA Loan Guarantees – New Equity Injection Rule”
This is a little old, but still valuable…
Important Application Information for New Small Business Funding
Earlier today, our office sent you an email regarding yesterday’s announcement for $30 million in funding from the Recovery Act and FY 2010 budget appropriations which will be made available to qualified small businesses to support the commercialization of promising new technologies.
Qualified small businesses can submit applications through Grants.gov to be considered for award. Use the Grants.gov “Basic Search” feature to search for the Xlerator program. Questions relating to the content of the FOA must be submitted through the FedConnect portal at www.fedconnect.net. While there is not a direct link to the SBIR Phase III FOA, applicants can search for it by typing “DE-FOA-0000397” in the search box under the reference number search.
View Grants.gov here: http://www07.grants.gov/search/basic.do
View FedConnect here: https://www.fedconnect.net/FedConnect/PublicPages/PublicSearch/Public_Opportunities.aspx
Please note that only DOE Small Business Innovation Research (SBIR) or Small Business Technology Transfer (STTR) Phase I and Phase II grantees from FY 2005 to FY 2009 are eligible to apply to this U.S. Department of Energy Phase III Funding Opportunity Announcement (FOA).
For additional information please review the attached FOA for the DOE FY2010 Phase III Xlerator Program for Energy Efficiency and Renewable Energy, Electricity Delivery, Energy Reliability, Fossil Energy, and Nuclear Energy.
“Brands are a signal of self-worth,” said Gavan Fitzsimons, professor of marketing and psychology at Duke. “We’re signaling to others that we care about ourselves and that we feel good about ourselves and that we matter in this world. It’s more than ‘I’m hip or cool’…I’m a worthwhile person, and I matter, and you should respect me and think that I’m a good person, because I’ve got the D&G on my glasses.”
New entrepreneurs make many of the same mistakes, said Ethan Mollick, a professor who specializes in entrepreneurship at the University of Pennsylvania’s Wharton School. They fail to fully develop a business plan. They neglect important market research. They get into trouble by making poor hiring choices.
