A surprisingly hard part of retirement: Spending what you worked so hard to save | CNN

You’ve been working and saving for decades for just this moment: retirement.

Even though you may be ready to stop working full-time, now comes the hard part: Actually letting yourself use your savings, since you no longer will be bringing in that paycheck, which until now has covered your monthly expenses.

Making the psychological shift from saver to spender – not to mention nest egg manager – is no small feat for most people.

“Now you have this lump sum and have to draw it down. For some it’s almost physically painful,” said David John, a senior strategic policy advisor at the AARP Public Policy Institute.

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Should you exercise before you sleep? | Live Science

Sleep and exercise go hand in hand on any journey to optimal health. But should you exercise before you sleep? In years gone by, it was thought that exercising right before you hit the hay could have negative connotations. And at first glance, this thought process makes sense.

Whether it’s using the best exercise bikes or the best adjustable dumbbells, working out gets your heart rate pumping, which increases your body’s core temperature, and a rise in temperature can make it hard for you to fall asleep.

However, new and emerging research published in the European Journal of Sport Science(opens in new tab) has found that as long as you exercise at least 90 minutes before bedtime, you should be able to reap the rewards exercising before sleeping can bring.

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How to Market Your Handmade Goods Business | businessnewsdaily.com

Getting your name out there as a handmade craft business can be tough. These marketing tips can help your shop stand out.

  • Building your own website is an important facet of growing and marketing your handmade business.
  • Stay ahead of the competition by exploring new and unique ways of selling your product.
  • Track the process of your sales, from initial interest to final transaction.
  • Choose branding strategies that are unique to your handmade product.
  • This article is for entrepreneurs who sell handmade products, such as arts and crafts, and want to develop effective marketing strategies.

Established businesses with large funding and significant revenue have the budgets for marketing and advertising firms. Tiny companies, like a jewelry-making business that started in a garage or a clothing line based in someone’s bedroom, don’t always have the ability to market the same way. However, there are many creative marketing options for businesses that sell handmade goods.

This guide offers tips for handmade businesses to help get the word out about artisanal products that many customers value over mass-produced goods.

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Multitasking: Is It Good And Can You Actually Master It? | Lifehack

For a moment, think about how many errands you juggle around in a day. From the moment you wake up till you lay your head on the pillow at night, you deal with a multitude of things, from helping kids with their homework to doing your office work at home, and from taking, and responding to emails while talking to your colleagues on the phone, etc. You are likely multitasking 24/7.

If you resonate with what was mentioned in the previous paragraph, you will be interested in the advice offered in this article.

This article aims at helping you master the art of multitasking by breaking things down so you can come to a useable solution. Buckle your belts to get answers to your queries and make your life simpler and enjoyable.

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8 Causes of Miscommunication in the Workplace | AllBusiness.com

It doesn’t take a communications expert to realize that most organizations suffer from ineffective—and in some cases, downright destructive—communication at least some of the time. But pinpointing what makes a workplace’s communication “bad” is difficult, and improving that “bad” communication is even harder. That’s why I’ve put together this list of causes of miscommunication in workplaces so you can identify and correct communication problems that reduce efficiency, increase stress, and cost money.

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What are the Pros and Cons of Franchising? | Small Business Trends

There is no question that owning a franchise can be a very profitable venture. However, there are also a number of pros and cons to consider before making the decision to invest in a franchise. In this article, we will take a closer look at some of the key advantages, and disadvantages of franchise businesses. By understanding both sides of the equation, you can make an informed decision about whether or not franchising is right for you. Let’s get started!

What Is Franchising?

Franchising allows businesses to expand their reach by partnering with independent business owners. Franchisees receive a business plan and branding from the franchisor and are able to open and operate the business under the franchisor’s name. This allows businesses to grow without creating new marketing materials or coming up with a new business model.

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The Best Text Message Marketing Services of 2022 | business.com

Text marketing campaigns get far greater engagement from customers than email marketing campaigns do. You have to get straight to the point, because the number of characters allowed in a text is limited. Texting feels more direct and personal. It also has an immediacy about it: According to EZ Texting’s 2019 Mobile Usage Report, 97% of all text messages are opened within three minutes, while 4 in 5 email marketing messages are never opened. The best text message marketing platforms make the process simple and can easily integrate with the rest of your marketing programs. To determine the best text message marketing systems, we looked at ease of use, cost, features and integration options. Read our reviews below to earn what each service has to offer, and see which is right for your business.

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How to leave a team on Microsoft Teams | Digital Trends

Microsoft’s popular business collaboration platform is a common choice for companies, volunteer projects, and more — especially if you’re already using Office 365 features. The ability to quickly join a group; find the right teams; and start discussion channels, chats, or video is a bonus for all users.

But sometimes, your time with a particular team is over. Maybe it was a temporary project, maybe you’re moving on to other things, or maybe teams are being switched around to better reflect an organization’s structure. When this happens, it’s important to know how to quickly leave a team that you’re working on. Here’s how to do it.

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5 Ways to Keep Track of Your Remote Employees’ Time: Tips and Tools | The Startup Magazine

Working remotely and Digital HR systems have become increasingly popular, as it offers many benefits for employees and employers. However, keeping track of remote employees’ time can be difficult if you’re not using the right tools. In this blog post, we will discuss five ways to keep track of your remote employees’ time and some of the best tools for doing so. Let’s help you get started in monitoring employee productivity.

Use Time Tracking Software To Monitor Employee Productivity

Employee productivity is essential to the success of any business. And while many factors can affect productivity, one of the most important is the use of time. Time tracking software can be a valuable tool for businesses in monitoring employee productivity. The software allows businesses to see how employees are spending their time and where they may be wasting time.

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TikTok may be fined £27m for failing to protect children | BBC News

TikTok could face a £27m fine for failing to protect children’s privacy when they’re using the platform.

The UK’s Information Commissioner’s Office (ICO) found the video-sharing platform may have processed the data of under-13s without appropriate consent.

The watchdog said the breach happened over more than two years – until July 2020 – but that it had not yet drawn final conclusions.

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