Category: Tools and Information

Personal Finance 101: What Is Rebalancing? – The Simple Dollar

~ knjohn ~ Leave a comment

One topic I see referenced quite often in personal finance books – especially books focused on retirement – is the idea of rebalancing. It’s often discussed as though the writer assumes that the reader knows what rebalancing is, but given the confusion I sometimes see in reader emails, I don’t think the idea of rebalancing is often clear to people.

So, let’s walk step by step through the story of rebalancing. I’m going to look at this with regards to retirement savings, but it’s true for any kind of investments.

Read More.

How to Use Ebooks to Drive Your Business | Allbusiness.com

~ knjohn ~ Leave a comment

A large opportunity exists for businesses to use ebooks as marketing vehicles. With an emphasis on audience engagement over hitting the best-seller lists, a small business entrepreneur can succeed in ways the competition hasn’t yet pursued.

Five Ways Ebooks Can Help Your Business

1.  Share your expertise and assert your excellence: Ebooks are a great way to demonstrate your domain knowledge in an easy-to-read and enjoyable format. Providing your audience more value through an ebook will make them more likely to trust you.

Read More.

Email Marketing – A Small Business Guide |BusinessNewsDaily

~ knjohn ~ Leave a comment

With more than 1 billion email users worldwide, businesses are realizing email marketing is no longer something they can go without. Instead of spending their time filling a consumer’s physical mailbox, businesses now target inboxes instead. Recent research shows that businesses are dedicating more money to email marketing than any other marketing strategy. From company newsletters to loyalty coupons, businesses are using email marketing in a variety of new ways to connect with their customers. For those just getting started with email marketing, there are a number of services that can provide the necessary software and tools to create and manage campaigns directly from your computer.

Read More.

My business accepts Bitcoins |money.cnn.com

~ knjohn ~ Leave a comment

Bitcoin is coming soon to a town near you. Or, more likely, it’s already there.

The five-year-old digital currency is increasingly being adopted by brick-and mortar businesses, including dentists, pet boutiques — even a small honey business in Utah.

In 2012, about 1,000 businesses used BitPay, the largest processor of Bitcoin payments. Today, more than 26,000 businesses worldwide use BitPay, said Tony Gallippi, its cofounder and CEO.

Read More.

10 Signs Your Employee Is Ready to Quit|Businessnewsdaily.com

~ knjohn ~ Leave a comment

Employers who want to know which employees could be on their way out the door should look for certain signals, new research suggests.

Even if would-be quitters think they are keeping their plans secret, those who are thinking about jumping ship and leaving their jobs often give off cues that others can pick up on, reveals a study by Tim Gardner, a Utah State University associate professor at the Jon M. Huntsman School of Business.

Read More.

Can You Explain to Customers What Makes Your Business Different? | allbusiness.com

~ knjohn ~ Leave a comment

So what differentiates your product from that of your competitors? It’s critical to your business success that you take the time to define what makes you different, and that you clearly communicate this message to customers to ensure that your product stands out from the crowd!

In this episode of “The Little Big Show,” small business expert Denise O’Berry shares how most companies get lost in a “sea of sameness” and the two little words you can use to make sure your business isn’t one of them.

Read More.

How Successful People Stay Calm – Forbes.com

~ lmehit ~ 1 Comment

The ability to manage your emotions and remain calm under pressure has a direct link to your performance. TalentSmart has conducted research with more than a million people, and we’ve found that 90% of top performers are skilled at managing their emotions in times of stress in order to remain calm and in control.

If you’ve followed my work, you’ve read some startling research summaries that explore the havoc stress can wreak on one’s physical and mental health (such as the Yale study, which found that prolonged stress causes degeneration in the area of the brain responsible for self-control). The tricky thing about stress (and the anxiety that comes with it) is that it’s an absolutely necessary emotion. Our brains are wired such that it’s difficult to take action until we feel at least some level of this emotional state. In fact, performance peaks under the heightened activation that comes with moderate levels of stress. As long as the stress isn’t prolonged, it’s harmless.

Read More.