Category: Tools and Information

Apple planning massive redesign for iPhone 19 Pro, reports say | Mashable

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Although the iPhone’s 20th anniversary is still a few years away, Apple is already planning a “bold” design change.

According to Bloomberg’s Mark Gurman, Apple is “preparing a major shake-up” for the iPhone 19 series, slated for release in 2027. That includes a foldable iPhone and an iPhone 19 Pro “that makes more extensive use of glass.”

Not much else is known beyond that, apart from ever-persistent rumors about Apple’s development of a foldable iPhone, which have recently become more substantial. But Gurman also said this year’s iPhone 17 points toward a sleeker, glassier model. Apple will reportedly release a slimmer iPhone 17 “Air.” This model is rumored to have the same screen size as current models, will be two millimeters thinner, but will have similar battery life. This, of course, requires some compromises, like featuring only one rear-facing 48MP camera and an A19 chip instead of the A19 Pro chip.

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What the new 401(k) limits and other changes mean for your retirement | CNN Business

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Come next year, you will be allowed to save a little more in your 401(k) on a tax-deferred basis than you can this year, unless you’re in your early 60s, in which case for the first time you’ll be allowed to save a lot more.

The new contribution limit for 401(k)s and other workplace retirement plans in 2025 will be $23,500, up from $23,000 currently, the Internal Revenue Service said Friday.

The IRS did not, however, increase the limit on catch-up contributions — that’s the extra amount of money people 50 and older can contribute annually in tax-advantaged plans like 401(k)s, 403(b)s, 457 plans and the federal government’s Thrift Savings Plan. The catch-up contribution limit will remain the same at $7,500.

Source: What the new 401(k) limits and other changes mean for your retirement | CNN Business

Wondering if you should convert your tax-deferred retirement savings to a Roth? Here’s what to consider | CNN Business

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Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

And it’s one you can arrange by keeping at least some of your retirement savings in a tax-free account.

“You’re giving yourself more options in the future,” said Brian Kearns, an Illinois-based certified public accountant and certified financial planner.

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and may be withdrawn tax-free so long as you leave it in the account for at least five years after the rollover.

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Why don’t all birds fly? | Live Science

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Birds are often associated with flight, but not all of them take to the skies. Around 60 species — fewer than 1% of all bird species — are flightless, including ostriches, penguins and kiwis. These birds evolved from flying ancestors but lost their ability to fly, instead adapting to life on land or in the water.

But why did they give up flight? Why don’t all birds fly?

The ability to fly is especially useful for escaping predators and traveling long distances in search of food and favorable living conditions. However, flight requires a lot of energy; birds burn about 75% more energy per day than similarly sized mammals do.

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How to Conduct a Business Market Analysis | Business News Daily

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A market analysis is a thorough assessment of a market within a specific industry. These analyses have many benefits, such as reducing risk for your business and better informing your business decisions. A market analysis can be a time-intensive process, but it is straightforward and easy to do on your own in seven steps.

To perform a market analysis for your business, follow the steps outlined in this guide.

What does a market analysis include?

In a market analysis, you will study the dynamics of your market, such as volume and value, potential customer segments, buying patterns, competition, and other important factors. A thorough marketing analysis should answer the following questions:

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How to identify and eliminate the 3 biggest time sucks in your day | Fast Company

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It’s rarely possible to be 100% efficient, 100% of our workday.

We need breaks and working with others means we need time and space for that collaboration to happen. But oftentimes, a needed break or interaction can balloon into an unneeded time suck that leaves you feeling frustrated that you didn’t accomplish what you actually needed to get done.

So how do you identify when you’re spending way too much time in an area and then eliminate that waste so that you have more time for what’s most important? As a time management coach, here’s what I’ve found to be the most effective ways to make this happen.

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Trump signals TikTok sale will be done by the April 5 deadline. Who will buy it? | Fast Company

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As the deadline to strike a deal over TikTok approaches this week, President Donald Trump has signaled that he is confident his administration can broker an agreement with ByteDance, the social media app’s China-based parent company.

Speaking with reporters on Air Force One late Sunday, Trump said that “there’s tremendous interest in TikTok.” He added that he would “like to see TikTok remain alive.” The president’s comments came less than one week before an April deadline requiring ByteDance to divest or face a ban in the United States.

“We have a lot of potential buyers,” Trump said.

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A Guide to Succeeding in Business Negotiations | AllBusiness.com

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To successfully negotiate a business deal, you have to be prepared, observant, professional, and much more. In this article, I provide a number of tips for conducting business negotiations and closing a deal.

1. Listen and understand the other party’s issues and point of view

Some of the worst negotiators I have seen are the ones who do all the talking, seeming to want to control the conversation and expound endlessly on the merits of their position. The best negotiators tend to be the ones who truly listen to the other side, understand their key issues and hot buttons, and then formulate an appropriate response. Try to gain an understanding about what is important to the other side, what limitations they may have, and where they may have flexibility. Refrain from talking too much.

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Learn to Say No: A Small Word That Leads to Success | AllBusiness.com

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If you have kids, you might remember their very first words. Was it “Mommy” or “Daddy”? Congratulations! My son’s first word was “NO!” Or at least that’s the one I remember the most because it was pronounced with such conviction.

Isn’t it amazing how, as infants, we have so much self-esteem and no fear or guilt of voicing our disagreement, and then as we get older, we lose that and constantly want to please everyone?

Especially when starting our own small business, we feel insecure. we feel as if we have to say yes to any opportunity without realizing that it can slowly lead our business to failure. Let’s talk about some situations in which entrepreneurs should practice saying no without guilt.

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Small Biz Breakdown: Are Small Businesses Suffering from AI Burnout? | Small Biz Trends

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On this week’s Small Biz Breakdown, our expert panels debates artificial intelligence and its place in business. They talk about whether AI is the answer for any number of business processes or whether people are getting burned out by all the AI talk they hear day after day, especially lately. Also, check out the discussion the panel has over Trump’s tariffs and so much more on this week’s episode of Small Biz Breakdown …

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