A brief on a sixteen year study of 373 couples. Includes a survey you can take to see how you and your spouse compare to the study group.
Author: CBPS
Peter Mehit is co-founder and Managing Partner of Custom Business Planning and Solutions, a business consulting firm that provides problem solving, planning and process help. He has worked from private equity to the Fortune 100 at all stages.
He can be reached at pmehit@wbpllc.com or at 800-741-8444.
January/February 2011 SBA Advocate Newsletter | SBA
Volume 30, number 1
The Small Business Advocate is a periodic newsletter that details economic developments and regulatory trends related to small business as well as the latest initiatives of the Small Business Administration’s Office of Advocacy.
In This Issue
Executive Order 13563 to Improve Regulatory Review, 1
Text of E.O. 13563, 6-7
OSHA Withdraws Two Rules, 1
Startup America Launched, 2
Rodgers Appointed Deputy Chief Counsel, 11
New Advocacy Staff, 11
Message from the Chief Counsel
Small Business Talks; Advocacy Listens, 3
Research Notes
Small Business Economy Released, 2
Legislative Focus
Freshmen Senators Schooled in Small Business Values, 4
Regional Report
Nine Regional Advocates in Place, 8-10
Regulatory News
IRS Modifies PTIN Rule, 12
Financial Rule Delayed, 5
Major Clark Receives Public Service Award, 5
Small Business Issues Survey Results | Small Business California
Small Business California states that is it is a non-partisan advocacy group concerned with issues facing small business in California. Each year, the organization compiles a survey of small business regarding the issues facing them. The 2011 survey was just released. 1,341 business owners or managers participated in the survey. Among the results:
- 70% believe California is going in the wrong direction
- 79% believe the business climate is poor to very poor
- 79% saw flat or declining revenues over the last 12 months
- 73% don’t plan to hire in the next 12 months
The top three issues for the respondents were:
- The economy
- The quality of public education
- The cost and availability of health care
Cops: Teen kills fish to eliminate ‘witnesses’ | Arlington Heights news, photos and events — TribLocal.com
This is real. Scary.
Required Reading: How To Fake An Economic Recovery | Niethercorp Press
‘You can take the blue pill and wake up in your bed and believe whatever you want. Or you can take the red pill and see how far down the rabbit hole goes…’ That line from ‘The Matrix’ applies to this piece by Giordano Bruno. If you’re having a tough time wondering how the stock market can go up while people are losing jobs and homes, this will give you something to hang your hat on.
WARNING: You can’t unlearn this information.
This may be a highly distasteful proposition, but just for a moment, I want you to sit back, and imagine that you are a member of the corporate banking elite. You are a walking talking disease ridden power mad pustule who naively believes himself intellectually superior to the vast majority of humanity and above the inherent laws of conscience, honor, and general good taste. You are a villain in the purest sense, in that you not only do great harm to the world, you actually SEEK to do great harm to the world, if only to benefit yourself and your exclusive circle of “friends”; a clan of degenerate blood thirsty sociopaths with delusions of omnipotence that stalk the night like Armani wearing Chupacabra exsanguinating the joy from poor unsuspecting cultures. You are capable of anything, and sadly, you take “pride” in this fact…
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Why Isn’t Wall Street in Jail? | Rolling Stone Politics
…the justice system not only sucks at punishing financial criminals, it has actually evolved into a highly effective mechanism for protecting financial criminals. This institutional reality has absolutely nothing to do with politics or ideology — it takes place no matter who’s in office or which party’s in power. To understand how the machinery functions, you have to start back at least a decade ago, as case after case of financial malfeasance was pursued too slowly or not at all, fumbled by a government bureaucracy that too often is on a first-name basis with its targets. Indeed, the shocking pattern of nonenforcement with regard to Wall Street is so deeply ingrained in Washington that it raises a profound and difficult question about the very nature of our society: whether we have created a class of people whose misdeeds are no longer perceived as crimes, almost no matter what those misdeeds are.
Homeowner Forecloses on Wells Fargo | Philly.com
A folk hero in the making!
The result: At least for the moment, the contents of Wells Fargo Home Mortgage, 1341 N. Delaware Ave., are scheduled for sheriff’s sale on March 4 to satisfy the judgment and pay about $200 for court and sheriff’s costs.
John Paulson’s Interview With The Financial Crisis Inquiry Commission | zero hedge
John Paulson, head of the hedge fund that made the ‘Greatest Trade Ever Made’ netting billions in just one day by shorting the subprime real estate finance market, testified before the Financial Crisis Inquiry Commission. This summary of his testimony makes interesting reading and is instructive of the forces at work in the collapse
“If ACA and IKB or Moody’s didn’t like the ~100 subprime reference securities we helped pick for the deal, they could have…not bought the deal or – get this – replaced them with ones they liked better…I couldn’t have gone short if they hadn’t gone long, they agreed on the reference portfolio, it got rated, boom, done” It sounded like he just wanted to say something like “Hello morons?! This is how Finance works, HELLOOO!!!”
The article also contains a link to audio of the testimony.
Controller Urges Support for CalPERS, CalSTRS Reform | California State Controller
State Controller John Chiang today announced he is sponsoring two bills to improve the performance of and the public’s confidence in the nation’s two largest public pension funds – the California Public Employees’ Retirement System (CalPERS) and the California State Teachers’ Retirement System (CalSTRS). The bills would cap the amount of gifts members and staff may receive each year, and require a pension fund board member or employee to wait two years after leaving before working with a firm that has business with the funds.
Congress Grills Zuckerberg On Plans To Share User Addresses, Cell Numbers | paidContent
If Facebook saw the light and realized that User IDs were sensitive info, how could it think that users’ home addresses and mobile phone numbers—“even more sensitive information” than a User ID—should be easily accessed by developers?
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Dispatches From The Front 
