‘Touchable Memories’ by pirate3D, turns photographs into 3D-printed objects for people without vision. This hits home, as I have a close family member that has been slowly losing his eye sight over the past year.
Author: knjohn
Billionaire Michael Bloomberg recommends being a plumber | Money Cnn
Former New York City Mayor and billionaire Michael Bloomberg has some advice for high school seniors: forget college, become a plumber instead. “Today if your kid wants to go to college or become a plumber, you’ve got to think long and hard,” said Bloomberg Monday at the annual meeting of Wall Street trade group SIFMA.
“If he’s not going to go to a great school and he’s not super smart academically, but is smart in terms of dealing with people and that sort of thing, being a plumber is a great job because you have pricing power, you have an enormous skill set,” he said.
The founder of financial data and news services company Bloomberg L.P. even went as far as to say that students considering Harvard should do the math. You could pay $50,000 to $60,000 a year to Harvard or you could make that much as an apprentice plumber, he explained.
What Entrepreneurs Should Know Before Starting a Business | Business News Daily
When you’re getting ready to start a business, you may think all you need is a great idea and the cash to make it happen. This is a good place to start, but there are so many other elements to startup success that entrepreneurs tend to overlook when they’re caught up in the excitement of a launch. Ten successful startup founders and executives shared the best tips they believe every aspiring entrepreneur should know before starting a business.
“Commit to mastery, to becoming a learning machine.You don’t need only one tool or skill to build a house or building. You don’t need to be the best at all of them, but you need to understand them.” — Ney Torres, CEO of CarFootprints.com
How Can Small Businesses Afford to Grow? | All Business
Growth is a very important part of any business. In order to keep the business going and reach all the goals that the business is capable of, business owners need to supply the tools that their business needs to grow and succeed. Necessary growth for businesses can range from adding on more staff to the payroll or buying a new piece of equipment to make their production process go faster. No matter what is needed for the growth that the business needs, it is never an inexpensive investment.
This dilemma causes an all too common issue for many businesses, especially for small businesses. The business owners need to invest in something in order to grow and keep their business going, but they cannot afford to make the investments that they need with the business’s current revenue. This is a problem that seems impossible to overcome, but with a little assistance and the right planning, any business can overcome this obstacle and grow enough to achieve all the goals that the business owner has set for it. Here are some ways that small businesses can afford to grow and how any business owner can make it happen for their business.
Veteran | Jim Ely
Veteran
vet-er-uh n, ve-truh n
a person who has had long service or experience in an occupation, office, or the like:
-a person who has served in a military force, especially one who has fought in a war:
-a Vietnam veteran.
-experienced through long service or practice; having served for a long period:
of, pertaining to, or characteristic of veterans.
From Latin veterānus mature, experienced, equivalent to veter- (stem of vetus) old
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TIP OF THE WEEK
U.S. military veterans can now save up to $69,062.50 on the SBA 7(a) loan guarantee fee.
SBA Policy Notice 5000-1319 declares that the SBA guarantee fee on SBA 7(a) loans is now reduced by 50% for small businesses that are 51% or more owned and controlled by a veteran.
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Indices:
PRIME RATE= 3.25%
SBA LIBOR Base Rate November 2014 = 3.16%
SBA Fixed Base Rate November 2014 = 5.28%
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SBA 504 Loan Debenture Rate for October
The debenture rate is only 2.740% but note rate is 2.787% and the effective yield is 4.15%.
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AHEAD OF THE YIELD CURVE
Veteran interest rate observers have noticed a flattening of the yield curve.
The slope of the yield curve—the difference between the yields on short- and long-term maturity bonds—has achieved some notoriety as a simple forecaster of economic growth. The rule of thumb is that an inverted yield curve (short rates above long rates) indicates a recession in about a year. More generally, a flat curve indicates weak growth and conversely, a steep curve indicates strong growth.
Weekly Economic Report | LAECD
v.18 n. 44 – Released November 10, 2014
This Week’s Headlines:
- The U.S. Economy Adds 214,000 Jobs in October
- U.S. Car and Light Truck Sales in October
- Events of Interest
- November 13, 2014: 19th Annual Eddy Awards Gala
You are Your Own Supercomputer | Peter Mehit
Many times when people think about starting a business, they cherish the idea of the freedom and control it would bring, but are often overcome by fear. ‘How will I find customers?’, ‘How do I find the money I need?’, ‘Will anyone really buy what I’m selling?’ are typical of the questions we run through our minds as a wave of fear spills over us leaving us grateful for the job we loathe.
Many of us believe ‘it takes money to make money’, yet many of the greatest success stories are people that had little or no money at the beginning of their journey. We convince ourselves that we need ever increasing amounts of education, but Bill Gates, the world’s richest man, didn’t complete college, Sir Richard Branson never went. Many of the businesses you pass by L.A. freeways are owned by people who possess only high school diplomas.
So what is it? What makes some people successful and others not? We believe it boils down to three main things:
They have a clear idea what they want to make or do to start their business.
They believe they can figure out anything.
They understand, actually or intuitively, how the mind works.
Continue reading “You are Your Own Supercomputer | Peter Mehit”
Internet Should Be Open, No Fast or Slow Lanes, Obama Says | Bloomberg
President Barack Obama called for the “strongest possible rules” to protect the open Internet, advocating stricter controls than a regulator he appointed and causing shares of Comcast Corp. CMCSA and other broadband providers to drop.
“I am asking for an explicit ban on paid prioritization,” Obama said today in a statement, referring to so-called fast lanes for preferred Web traffic. His comments tilt the White House against positions advocated by broadband providers and Federal Communications Commission Chairman Tom Wheeler.
Companies led by Comcast, Verizon Communications Inc. VZ and AT&T Inc. T argue that only light regulation is needed to ensure providers don’t block or slow Web traffic, and they say strict rules would squelch investment. Public policy groups want tough regulations that guarantee all websites are treated equally and can be accessed by people increasingly reliant on the Internet.
5 Ways to Get the Appreciation You Deserve | Inc.com
Many of us are feeling the pinch every day. More demands. More burnout. More stress. The antidote, in large part, is a simple one: appreciation. When you feel appreciated, odds are that you’ll enjoy your job more, do your best work, and feel the kind of engagement that really connects you to what you’re doing. But for whatever reason, even if you know you’re doing a great job, you may not be feeling the gratitude. It is time to look within.To tap into your own source of appreciation, spend some time with these questions:
1. Am I showing appreciation for others?
If you want people to act a certain way toward you, start acting that way toward others. Begin by recognizing the accomplishments of your team members and colleagues. Stop by their office or send them an email and copy it to their boss. Make appreciation part of your everyday conversation and make it a priority to notice what others are doing right. Start by thinking about your own team. Ask yourself: “What is it that each of them uniquely brings to the table?”
You’ll Never Hear Successful People Say These 15 Phrases | Entrepreneur
If you want to become more successful as an entrepreneur or in your career, you can start by making a habit of talking and thinking more like the people you know or read about who are already successful. Here are some phrases you’ll never hear a successful person say:
1. “We can’t do that.”
One thing that makes people and companies successful is the ability to make solving their customers’ problems and demands their main priority. If a need arises repeatedly, the most successful people learn how to solve it as quickly as they can.



